How I am going to raise $10,000 in four months

 My mother taught me the value to saving change. She had a glass jar that she would throw all her loose change in and when it was full, she would give it to me so I could roll it up for her. After I was done with my task, she would let me take enough rolled change to buy an ice cream cone. As an adult, I picked up that habit of saving change. You never know when an extra quarter or penny will come in handy  A few yeas ago I bought a glass change holder and the top says "Goal Tender". I tend to be goal oriented, so it really spoke to me. Up until now, it was just a novelty item for me, now, it will motivate me to save every penny I can, literally. As I was relaxing last night, trying to get some sleep, I spotted my change holder, it was almost 1/2 full. As I thought about my current situation I wondered just how much change was in it. The more I looked at it, the more I wondered just how much change I had in there .Since I couldn't sleep, I got out of bed and rolled up the...

In our culture, we are taught there are things in our lives that shouldn't be talked about. Personal finances are one of those things. Debt is a taboo word that no one wants to talk about, and yet, it's something most of us have. When we take on debt, we are confident we can make the monthly payments. Then something unexpected happens, for example,  loss of a job, or in my case, the death of a spouse. Monthly bills, home repairs, car repairs and unexpected expenses just keep coming at us and we wonder how to make it through the month. It's a snowball of misery that we are just expected to suffer in silence. Hello anxiety! . I am no longer going to suffer in silence and neither should you. Debt is something most people have.  I am in a pretty big hole that I am going to dig myself out of. I have no choice but to succeed, failure is not an option. There was a time when I looked forward to paying the monthly bills. I liked seeing the balances on the two credit cards I had goin...